Affinity Home Loans, Inc, DBA Affinity Financial is an award winning mortgage company based in San Diego, California.  We provide loans in California and Hawaii.

Our loan products include Conventional, Jumbo, FHA, VA, USDA, and Homepath financing.  

Niche loan programs:

  • Bank Statements may be used to verify income for Self Employed Borrowers
  • VA loans with credit scores 500 and above
  • VA loans up to $3,000,000
  • VA loans that allow a 12 month waiting period to purchase again after a previous short sale
  • VA short refinance
  • VA 100% cash out refinance
  • Conventional loan purchase or refinance after 1 day has passed from your previous  short sale, foreclosure, or bankruptcy  (Requires 660 minimum score)
  • Investment property loans that allow you to own more than 10 financed properties
  • Condo financing that allows litigation and/or does not have a minimum owner occupany requirement 
  • Zero down payment First Time Home Buyer programs
  • .5% down with FHA first mortgage and 3% second mortgage
  • MCC Tax credit program

You can rely on our professionals to locate the mortgage program that best suits you. We strive to make your mortgage process quick and painless as possible.

"Fast, Friendly, Honest & Reliable Lending"



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