About Us


We specialize in First Time Home Buyer Programs and Short Refinances. Our company objective is to provide First Time Home Buyers  access to all the Down Payment Assistance, MCC tax credit, and lower interest rate programs. We strive to make  home ownership more affordable by helping buyer's qualify for the programs that suit their personal needs.  

We also help homeowners maintain an affordable payment through our Short Refinance program. Many homeowners need to refinance in order to stay in their homes. Some homeowners have experienced financial hardships or their payments have changed beyond their ability to pay. We help these clients negogiate their current debt and refinance into a new affordable mortgage.

We are currently originating loans in the following states:

California, Florida, and Virginia

Licensed by the Virginia State Corporation Commision MC-5295

Licensed by the Calfornia Department of Real Estate 01774086

Licensed by the Florida Office of Financial Regulation MBB100000198