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Maximum gross income:

Family Size:

1-$44,250	5-$68,250
2-$50,550	6-$73,300
3-$56,900	7-$78,350
4-$63,200	8-$83,400


$70,000 silent second loan
Additional $7,500 may be available for closing costs through another program
MCC program is available

There is minimum contribution of 1% of the purchase price from personal funds.
Additional Down Payment Assistance is available for borrower's with income up to 120% of median income
and programs are available with no income limits.

Example: Family of 4 with an annual income of $60,000 purchase a home for $330,000

Purchase Price:	$330,000	Effective Monthly payment
		P&I	$1,581.96
Silent 2nd	$45,000	Hazard ins.	$58.00
Silent 3rd	$10,500	Taxes	$343.75
		Mtg Ins	113.67
First Mortgage	$274,500	MCC	-$255.40
			1841.98
Closing Costs	$6,908.00
Prepaids	$2,399.85
Closing Cost Loan	-$6,000.00
Funds to close	$3,308.35

Loan Information is based on a 30 year fixed rate of 5.5% apr. 6.080%
Interest rates are subject to change.

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Affinity Financial - 10650 Treena St #103 - San Diego, CA 92131
Office Phone: (858) 693-5400 Fax: (858) 693-4050 Toll Free Phone: 866-365-6428

CAMB - California Association of Mortgage Brokers

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