We offer home loan programs including Conventional, Jumbo, FHA, VA, and USDA
Niche loan programs:

  • Bank Statements may be used to verify income for Self Employed Borrowers
  • VA loans with credit scores 500 and above
  • VA loans that allow a 12 month waiting period to purchase again after a previous short sale
  • VA short refinance
  • VA 100% cash out refinance
  • Conventional loan purchase or refinance after 1 day has passed from your previous  short sale, foreclosure, or bankruptcy 
  • Investment property loans that allow you to own more than 10 financed properties
  • Condo financing that allows litigation and/or does not have a minimum owner occupany requirement 
  • Zero down payment First Time Home Buyer programs
  • .5% down with FHA first mortgage and 3% second mortgage
  • MCC Tax credit program

 We strive to make your mortgage process as smooth as possible.



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